Travel Insurance

PLEASE NOTE THAT THIS INSURANCE IS ONLY AVAILABLE TO UK RESIDENTS

Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. To assist you with this, we have arranged competitive travel insurance from Travel & General insurance Company plc to specifically meet your needs on your holiday.

Should you decide not to purchase our insurance, you must provide us with details of your alternative insurance with your final payment.

The schedule of the cover below sets out a summary of the cover provided by our tailored insurance. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.

Single trip policy - Schedule of cover

Section		Sum insured per person	Excess per person
Standard cover
A	Cancellation and curtailment charges	Up to £5,000	£50
B	Emergency medical repatriation and associated expenses abroad	Up to £2,000,000	£50
B	Hospital benefit	£20 for each 24 hour period to a maximum of £500	Nil
C	Emergency assistance in the UK	Up to £2,000	£50
D	Personal accident	Up to £15,000 (age limits apply)	Nil
E	Travel delay	£20 first 12 hours and £10 each subsequent 12 hours to maximum of £100	Nil
	Missed departure	Up to £750	£50
	Missed connection	Up to £750	£50
F	Personal possessions	Up to £1,500	£50
	Delay baggage (after 12 hours)	Up to £100	Nil
	Travel documents	Up to £500	£50
G	Personal money	Up to £200	£50
H	Hijack	£50 for each 24 hour period to a maximum of £500	Nil
I	Mugging	£50 for each 24 hour period to a maximum of £500	Nil
J	Personal liability	Up to £1,000,000	£250
K	Legal expenses	Up to £25,000	Nil

Premiums

(Inclusive of 17.5% Insurance Premium Tax)

Period	Per person
Up to 10 days	£18
Up to 17 days	£21
Up to 24 days	£26

Children aged 0 to 2 year – free with Travel & General insured adult
Children aged 2 to 17 years – 50% of the base premium if travelling with a Travel & General insured adult
Person aged 66 to 75 years on departure – 2 times the base premium
Families – 2.5 times the base premium

Important declaration
In insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed, otherwise you may not be covered. In particular, you must be able to make the following declaration for yourself and anyone travelling with you.

As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:

are waiting for or has the knowledge of the need for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test;
have been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
have received treatment, or are waiting to receive treatment, including regular medication, within the last 5 years;
have any pre-existing and on-going medical condition that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
have been diagnosed by a registered general practitioner as having a terminal condition;
know of any circumstances that could be reasonably expected to give rise to a claim under this policy.

If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585

A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.

Failure to comply with the terms & conditions of the policy may result in cover being restricted.